Auto Loans

We offer flexible auto loan options for new and used cars, trucks, SUVs and vans.

  • Financing up to 100% of NADA + tax and license
  • Mechanical breakdown, credit life and disability insurance can be included in the amount financed
  • Proof of auto insurance required within 30 days of financing
  • Newer Vehicles - autos up to 3 model years old
    • Terms up to 84 months
    • Fixed and variable rate options
    • $12,499 and less - terms up to 60 months
    • $12,500 minimum financed amount - terms up to 72 months
    • $35,000 minimum financed amount - terms up to 84 months
  • Older Vehicles - autos older than 3 model years
    • Autos between 4 and 8 model years old - terms up to 60 months
    • Autos older than 8 years - terms up to 60 months
    • Fixed and variable rate options
  • Guaranteed Asset Protection Plus (GAPP) insurance eliminates out of pocket expenses should your vehicle be totaled or stolen
  • Check-with-us discount

How long will it take to process my application?

Your application is a priority to us and usually can have an answer for you within a couple of hours. You can apply online 24 hours a day, 7 days a week.

Isn’t it easier to get financing from the dealer?

We can pre-approve your loan and then you could simply pay cash for the auto.

What are the benefits of an auto loan from Les Bois FCU?

We work for you by offering the best possible rate and term on the loan. We will help you to evaluate your auto purchase; don’t let the dealership take control.

What if I can get a lower rate with factory financing?

Hidden costs, lost rebates and dealer restrictions can be deceiving. It is important to consider the total financing cost. We can complete a comparison based on our financing compared to the dealer’s.