Fixed Rate Home Equity Loan

Our conventional, closed-end Home Equity Loan offers a competitive fixed rate with financing up to 100% of loan to value (LTV), and is available for financing property in Boise and throughout Idaho.

  • Financing terms up to 15 years
  • Streamlined Home Equity:
    • No maximum loan amount
    • 100% financing based on tax assessed value or appraised value, less 1st mortgage with LTV
  • Traditional Home Equity:
    • No maximum loan amount
    • No points (one point is one percent)
    • Finance charges may be fully tax deductible; consult your tax advisor

How does your Home Equity loan compare to other lenders?

We will always give you our best deal possible with no hidden costs, no prepayment penalty and competitive rates.

Can this loan save me any money?

Our generous loan amounts let you borrow up to 100% of the value of your home. There are no prepayment penalties, and you may also be able to deduct interest payments.