1st Mortgage Fixed

We offer first mortgage financing for properties located within Idaho. The credit union processes the loan from the application to the closing and the loan is held by the credit union.

  • Loan amounts up to 80% of LTV
  • Purchase and refinanced properties
  • Owner occupied and second homes
  • Amortizations up to 30 years with a 10, 12 or 15 year balloon payment
  • Fixed rate
  • Value is based on tax assessed value or appraised value
  • Origination fee is 1%
  • Finance charges may be fully tax deductible, consult your tax advisor

How do your mortgage loans compare with other institutions?

Our mortgage loans are very competitive. We have low closing costs, no prepayment penalties and if you are borrowing a smaller amount, we will not penalize you with higher rates and fees.