Motorycle, Boat, Jet Ski, ATV & Snowmobile Loans

Les Bois Federal Credit Union has excellent loan options for Idaho residents that own new and used boats, motorcycles, ATVs, jet skis and snowmobiles.

  • Rates and terms vary depending based on the member’s creditworthiness and collateral offered
  • Maximum terms on boats:
    • New boats (up to 3 model years old): up to 120 months
    • Used boats (up to 8 model years old): up to 84 months
    • Used boats (models older than 8 years): up to 60 months
  • Financing term and amount of loan may be adjusted based on member’s creditworthiness
  • Credit life and disability insurance can be included in the financed amount
  • Proof of insurance is required
  • New vehicles: Financing up to 100% of purchase price, plus tax and license
  • Used vehicles: Financing up to 100% of NADA, plus tax and license
  • Guaranteed Asset Protection Plus (GAPP) insurance eliminates “out of pocket” expenses should your vehicle be totaled or stolen
  • Check-with-us discount

What kind of fees are there if I pay off early?

The credit union does not charge pre-payment penalties, so there is no charge for early payments.

What if I want a longer term that what you are offering?

Our loan officers may be able to adjust the financing terms for you. Call one of our financial service representatives today to discuss.

How is the interest rate determined?

Your interest rate is based on your credit history. This rewards good credit with lower rates and speeds your approval process.