Certificate Accounts
DESCRIPTION

Our savings certificate has a fixed dividend rate with terms from 3 to 60 months. Check current CD rates.

GENERAL OPTIONS
  • Minimum opening balance is $500
  • Account rates are based on term and the dollar amount of the certificate
  • Minimum term is 3 months, maximum term is 60 months
  • CD Certificate: dividends are paid every quarter to the certificate
  • CDM Certificate: dividends can be paid monthly to the member’s savings or checking account rather than credited to the certificate
  • Account balances may be used towards a Certificate Secured Loan
  • Certificate automatically renews with same term unless the member makes other arrangements
  • Grace period to cancel the renewing Certificate or change the term without penalty is 10 calendar days
  • Early withdrawal penalty: 90 days of dividends on the full amount of the certificate
  • OPEN A NEW ACCOUNT
$500-$2,499
MONTHSDIVIDEND RATEAPY*
03-05 Months.000%.000%
06-11 Months.000%.000%
12-17 Months.250%.250%
18-23 Months.300%.300%
24-35 Months.500%.501%
36-47 Months.850%.853%
48-59 Months.950%.954%
60 Months1.400%1.409%
$2,500-$9,999
MONTHSDIVIDEND RATEAPY*
03-05 Months.150%.150%
06-11 Months.250%.250%
12-17 Months.550%.551%
18-23 Months.600%.602%
24-35 Months.800%.803%
36-47 Months1.150%1.156%
48-59 Months1.250%1.257%
60 Months1.700%1.713%
$10,000 & Over
MONTHSDIVIDEND RATEAPY*
03-05 Months.300%.300%
06-11 Months.400%.401%
12-17 Months.700%.702%
18-23 Months.750%.753%
24-35 Months.950%.954%
36-47 Months1.300%1.308%
48-59 Months1.400%1.409%
60 Months1.850%1.866%