Gold Checking
DESCRIPTION

The Gold Checking account is designed for credit union members 50 years of age and older.

GENERAL OPTIONS
  • Minimum opening balance - $100
  • No minimum balance requirements
  • No monthly service charge
  • No per check charges
  • 1 box of checks free per calendar year
  • Unlimited usage from selected Co-Op ATMs - $1 per use after first 5 uses per month
  • No fee on the purchase of the following:
    • Travelers Checks
    • Money Orders
    • Cashiers Checks
  • Free and unlimited 24 Hour Phone Teller and e-Banking account access
  • Free and unlimited usage of VISA® Check Card
  • Direct deposit service available
  • Overdraft protection available
  • No fee on the purchase of the following:
  • Travelers Checks
  • Money Orders
  • Cashiers Checks
  • OPEN A NEW ACCOUNT

Why doesn’t this account earn dividends?

Excess funds can be deposited into any of our interest-bearing accounts and then transferred into your checking account when needed.

I already have a checking account elsewhere. Isn’t it hard to switch?

We will assist you in transferring your account, including any direct deposits or automatic vendor payments.

What if I don’t live near a branch?

You can access your account at any of our branch locations, over the phone, Emmy Kay, Home Banking or VISA® Check Card.