Primary Checking
DESCRIPTION

The Primary Checking account is designed for credit union members who want a low-cost checking option.

GENERAL OPTIONS
  • Minimum opening balance of $100
  • $3 monthly fee on accounts with less than $100 (this fee is waived for all students)
  • No per check charges
  • No dividends
  • Unlimited access at selected Co-Op ATMs. $1 per use after first 5 uses per month
  • Free and unlimited 24 Hour Phone Teller and e-Banking account access
  • Direct Deposit service available
  • Online Bill Pay is free with recurring direct deposits and use of service at least once per month
  • Free VISA Check Card (card is reissued every 2 years)
  • Overdraft protection available
  • OPEN A NEW ACCOUNT

How do I view copies of my cleared checks?

Cleared checks can be viewed through Home Banking. We will also provide a copy of a cleared check at your request for a minimal fee.

My bank says my checking account is free. Why do you charge a $3.00 monthly service fee?

Many other institutions have hidden fees that can make your “free” checking account cost more than you think. With Les Bois FCU, you can avoid paying any monthly service fees just by keeping a minimum balance of $100. We offer many other services at lower costs than most banks as well—giving our members even more opportunities to save money.

I already have a checking account elsewhere. Isn’t it hard to switch?

We will assist you in transferring your account, including any direct deposits or automatic vendor payments.