Certificate Accounts
DESCRIPTION

Our savings certificate has a fixed dividend rate with terms from 3 to 60 months. Check current CD rates.

GENERAL OPTIONS
  • Minimum opening balance is $500
  • Account rates are based on term and the dollar amount of the certificate
  • Minimum term is 3 months, maximum term is 60 months
  • Certificate: dividends are paid every quarter to the certificate
  • CDM Certificate: dividends can be paid monthly to the member’s savings or checking account rather than credited to the certificate
  • Account balances may be used towards a Certificate Secured Loan
  • Certificate automatically renews with same term unless the member makes other arrangements
  • Grace period to cancel the renewing Certificate or change the term without penalty is 10 calendar days
  • Early withdrawal penalty: 90 days of dividends on the full amount of the certificate
  • OPEN A NEW ACCOUNT
$500-$2,499
MONTHSDIVIDEND RATEAPY*
03-05 Months.000%.000%
06-11 Months.000%.000%
12-17 Months.400%.401%
18-23 Months.500%.501%
24-35 Months.750%.753%
36-47 Months1.100%1.106%
48-59 Months1.350%1.358%
60 Months1.750%1.764%
$2,500-$9,999
MONTHSDIVIDEND RATEAPY*
03-05 Months.200%.200%
06-11 Months.500%.501%
12-17 Months.700%.702%
18-23 Months.800%.803%
24-35 Months1.050%1.055%
36-47 Months1.400%1.409%
48-59 Months1.650%1.663%
60 Months2.050%2.069%
$10,000 & Over
MONTHSDIVIDEND RATEAPY*
03-05 Months.350%.351%
06-11 Months.650%.652%
12-17 Months.850%.853%
18-23 Months.950%.954%
24-35 Months1.200%1.207%
36-47 Months1.550%1.561%
48-59 Months1.800%1.815%
60 Months2.200%2.222%