Certificate Accounts
DESCRIPTION

Our savings certificate has a fixed dividend rate with terms from 3 to 60 months. Check current CD rates.

GENERAL OPTIONS
  • Minimum opening balance is $500
  • Account rates are based on term and the dollar amount of the certificate
  • Minimum term is 3 months, maximum term is 60 months
  • Certificate: dividends are paid every quarter to the certificate
  • CDM Certificate: dividends can be paid monthly to the member’s savings or checking account rather than credited to the certificate
  • Account balances may be used towards a Certificate Secured Loan
  • Certificate automatically renews with same term unless the member makes other arrangements
  • Grace period to cancel the renewing Certificate or change the term without penalty is 10 calendar days
  • Early withdrawal penalty: 90 days of dividends on the full amount of the certificate
  • OPEN A NEW ACCOUNT
$500-$2,499
MONTHSDIVIDEND RATEAPY*
03-05 Months.000%.000%
06-11 Months.000%.000%
12-17 Months.150%.150%
18-23 Months.150%.150%
24-35 Months.350%.350%
36-47 Months.700%.700%
48-59 Months.800%.800%
60 Months1.350%1.360%
$2,500-$9,999
MONTHSDIVIDEND RATEAPY*
03-05 Months.100%.100%
06-11 Months.200%.200%
12-17 Months.450%.450%
18-23 Months.450%.450%
24-35 Months.650%.650%
36-47 Months1.000%1.010%
48-59 Months1.100%1.110%
60 Months1.650%1.660%
$10,000 & Over
MONTHSDIVIDEND RATEAPY*
03-05 Months.250%.250%
06-11 Months.350%.350%
12-17 Months.600%.600%
18-23 Months.600%.600%
24-35 Months.800%.800%
36-47 Months1.150%1.160%
48-59 Months1.250%1.260%
60 Months1.800%1.820%